I had a happy and contented life....

I like to begin my story from the city of Geelong, Australia in the year 1979. At the age of 20, I was then in the final year of my University studies. Life for me then could not have been any happier. Being the youngest of seven, I had been brought up by goodly parents who gave me a very good up bringing and preparation for the future. I had enjoyed an all-round education in social, sports, academics and travel with good counsel from my older brothers, all of whom were already qualified professionals. I came to Australia because of the opportunity of free education to qualify as an accountant and prior to this, I had already travelled to over 10 countries in Asia and Europe to see the world.

Then the inevitable happened....

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